Market watch – find today’s best offers
HOW OUR PRICING WORKS

The price you see is the price you pay. Plus HST and licensing.

Every Leggat dealership uses one pricing standard on every new, used and demo vehicle. Here’s exactly what’s in our prices, how to read them, and how our payment estimates work.

01

What’s in the advertised price

If we charge it, it’s already in the price. Ontario’s all-in price advertising rules, enforced by OMVIC, require it. We think it’s simply the right way to sell a car.

Included in every advertised price

  • Freight and PDI — shipping the vehicle and the pre-delivery inspection
  • Administration fees, including the OMVIC transaction fee
  • Government levies — such as the federal A/C tax, applicable environmental levies and luxury tax, where they apply
  • Safety certification on used vehicles
  • Anything already installed — like tire treatment, etching or protection products on the vehicle

Added at purchase

  • HST — Ontario’s 13% harmonized sales tax
  • Licensing — plates and registration with ServiceOntario

That’s it. These are the only two things the law lets a dealer leave out of the advertised price, and every price on our site says “+HST & Lic” so you always know.

Optional extras, like extended warranties, are never added without your say. If you choose one, it’s quoted separately.

Learn more about your rights at OMVIC: All-in price advertising.

02

How to read a price on our site

Every discount is shown line by line, so you can see how we got to the number.

Example new vehicle
2026 Example SUV
$45,3814
MSRP $46,8811
Leggat Discount −$7502
Manufacturer Rebate −$7503
+HST & Lic
$128 /wk estimated5

New vehicles

  1. MSRP — the manufacturer’s suggested retail price, shown as a reference.
  2. Leggat Discount — our own discount, already taken off.
  3. Manufacturer Rebate — a factory incentive that every buyer qualifies for, already taken off.
  4. Price — what you pay before HST and licensing.
  5. Weekly estimate — a sample finance payment. See how payments work.
Example used vehicle
2021 Example Sedan
Cash Price: $20,2001
Finance Discount: −$1,5002
Finance Price: $18,700*3
*Plus HST & Lic
CARFAX report4

Used vehicles

  1. Cash Price — the all-in price if you pay in full or arrange your own financing.
  2. Finance Discount — taken off when you finance through Leggat, on approved credit. Ask the dealership about any minimum financing amount or term.
  3. Finance Price — your price when you finance with us, before HST and licensing.
  4. CARFAX report — the vehicle’s history, free on every listing that has one.
MANUFACTURER INCENTIVES

We only build in incentives that everyone qualifies for.

Some factory offers have conditions, like graduate, military or loyalty programs. We never include those in the advertised price, because not every shopper qualifies. Instead, you add the ones that apply to you in the payment calculator and watch your price update.

Each manufacturer sets its own eligibility and combination rules, and offers change monthly. Our team will confirm what you qualify for before you sign.

Available Offers & Incentives Try it
Select the incentives you qualify for to update your price.
Example incentives
Your price $45,381 +HST & Lic
Example only. Incentive names and amounts vary by brand and month.
03

How payment estimates work

The weekly number on a listing is a starting point. Open the payment calculator on any vehicle to make it yours.

What the estimate assumes

A down payment of 13% of the selling price, unless the listing says otherwise, plus the rate and term shown beside the payment. Taxes are excluded unless you switch on “Include taxes.”

Make it yours

Choose finance, lease or cash. Change the term, payment frequency and cash down, add your trade value, and select the incentives you qualify for.

See the full cost

Open “Finance details” for the APR, term and total cost of borrowing behind every payment. All financing is on approved credit (OAC).

Leasing

Lease offers are based on the kilometre allowance in the listing, typically 16,000 to 20,000 km a year. Extra kilometres usually cost $0.07 to $0.20 per km plus tax, set by each manufacturer’s finance company.

04

One standard at all 11 Leggat dealerships

Compare a Kia with a Mazda, or a Ford with a Toyota. Every price on leggat.ca is built the same way, so the comparison is fair.

AcuraBuickCadillacChevroletFordGMCHondaKiaLincolnMazdaToyota
05

When you’re ready to buy

  1. 1

    Bring the price you saw

    The advertised price is the price. Save the vehicle or screenshot the listing if you like.

  2. 2

    Every fee itemized

    Your bill of sale lists each fee that makes up the price, so you can check it line by line.

  3. 3

    Add HST and licensing

    The only two additions. Your trade-in can reduce the HST you pay.

  4. 4

    Extras are your call

    Protection plans and extended warranties are optional and quoted separately.

Pricing questions

Do you charge an admin fee?

Any fee we charge, including administration and the OMVIC transaction fee, is already in the advertised price. You won’t see it added on top.

Why aren’t HST and licensing included?

They’re the only two items Ontario’s all-in pricing rules allow dealers to leave out, because they depend on you rather than the vehicle. HST is 13%, and a trade-in can lower the amount you pay.

What’s the difference between Cash Price and Finance Price?

On used vehicles, the Finance Price includes an extra discount when you finance through Leggat, on approved credit. If you pay cash or bring your own financing, the Cash Price applies. Both are all-in before HST and licensing.

Why is my payment different from the listing?

Listing payments are estimates based on a 13% down payment and the rate and term shown. Your actual payment depends on credit approval, your down payment, trade-in, term, taxes and any incentives you qualify for.

Can I combine manufacturer incentives?

Sometimes. Each manufacturer sets its own rules for which offers can be combined, and they change monthly. Our team will confirm everything you qualify for before you sign.

Is safety certification included on used vehicles?

Yes. The advertised price of a used vehicle includes safety certification. If a vehicle is ever sold as-is, the listing will say so clearly.

What if a price online is wrong?

We work hard to keep every listing accurate. If we find an error, we’ll correct it and let you know the right price as soon as we’re aware of it.

SEE IT IN ACTION

Clear prices on every vehicle.

BROWSE INVENTORY ASK ABOUT A PRICE

Prices exclude HST and licensing. Examples on this page are for illustration only. Payments are estimates on approved credit; actual rate, term and payment depend on credit approval, down payment and the vehicle selected. Manufacturer incentives are set by each manufacturer, change without notice and may not be combinable. Vehicles are subject to prior sale. Contact the selling dealership for its registration details.

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